Payment Processing Solutions
Every way to get paid — terminals, POS, online gateway, recurring billing, ACH, Level 2/3 and the Zero Processing Fees program — explained in plain English.
30 in-depth pages · updated October 2026
Credit Card Processing for Businesses
A plain-English look at what happens between a customer's tap and the money in your bank account, and what you control along the way.
SolutionZero Processing Fees Program
How a dual-pricing or cash-discount structure can shift card costs off your bottom line, and the rules you need to respect to do it properly.
SolutionPOS Systems That Fit Your Business
A point of sale system should make selling faster and counting easier, not lock you into a processor or a hardware bill you cannot leave.
SolutionCredit Card Terminals for Every Counter
The right card terminal is the one that fits your counter, your connection and your customers, and does not trap you in a lease.
SolutionMobile Payment Processing
Take cards at the customer's door, the market stall or the job site with equipment small enough to live in a pocket.
SolutionTap to Pay and Contactless Acceptance
Tap acceptance shortens lines, protects card data and lets customers pay with whatever is already in their pocket.
SolutionOnline Payment Gateway
The gateway is the secure doorway between your checkout page and the card networks, and choosing it well shapes cost, security and conversion.
SolutionVirtual Terminal for Phone and Mail Orders
A browser-based way to take a card number over the phone or from a form, without a physical reader on your desk.
SolutionRecurring Billing for Memberships and Subscriptions
Charge customers on a schedule, keep revenue predictable, and spend less time chasing the same invoice every month.
SolutionInvoicing and Payment Links
Turn an invoice into a one-tap payment page, and shorten the distance between work done and money received.
SolutionACH and eCheck Processing
Pull money straight from a customer's bank account for large invoices, rent, dues and recurring bills, often at lower cost than cards.
SolutionLevel 2 and Level 3 Processing for B2B
Business-to-business card sales can qualify for lower interchange when you pass the right invoice details along with the payment.
SolutionNext-Day Funding for Card Sales
Shorten the gap between a card sale and money in your bank account so payroll, suppliers and rent are less of a juggling act.
SolutionPCI Compliance Help for Merchants
The annual card-security paperwork that most owners dread is manageable once you know which questionnaire applies to you.
SolutionPayment Fraud Prevention for Merchants
You cannot make fraud impossible, but a handful of inexpensive controls stops most of what actually reaches small merchants.
SolutionChargeback Management for Merchants
A chargeback is a bank-forced refund with a fee attached. Handling them well is mostly about preparation done long before the dispute arrives.
SolutionHigh-Risk Merchant Accounts
High risk is a label about probabilities, not character. Understanding how underwriters see you helps you prepare a stronger application.
SolutionEBT and SNAP Acceptance Basics
An educational overview of how EBT works at the register. Availability depends on your setup, so ask a specialist about your situation.
SolutionGift Cards and Loyalty Programs
Gift cards bring in new customers and cash up front. Loyalty rewards keep existing customers coming back. Availability depends on your setup.
SolutionPayment Analytics and Reporting Dashboard
Your processing statement arrives once a month. A dashboard shows the same story every day, while there is still time to act on it.
SolutionEMV Chip Card Processing
The chip in a card changes who pays when counterfeit fraud happens, which is why chip-capable equipment is more than a courtesy to customers.
SolutionRestaurant POS Systems
A restaurant POS has to survive Friday at 7 p.m. Here is what separates a system that helps from one that slows the line.
SolutionRetail POS Systems
In retail, the POS is also your inventory system, your customer list and your best source of data on what actually sells.
SolutionE-commerce Platform Integrations
How your shopping cart talks to your payment gateway decides how safe, fast and flexible your checkout is.
SolutionBusiness Funding for Merchants
MCCPS is not a lender. For merchants who need working capital, we refer you to Fidelity Funding and help you ask the right questions first.
SolutionInterchange-Plus Pricing Explained
The pricing structure that shows you exactly which part of every fee belongs to the banks and which part belongs to your processor.
SolutionCredit Card Surcharging Programs
A surcharge adds a separate charge to certain card payments. Whether and how you may do it depends on rules you must confirm first.
SolutionFree Merchant Statement Analysis
Two months of statements, one careful line-by-line review, no obligation. It is the simplest way to learn what card acceptance really costs you.
SolutionSwitching Payment Processors Smoothly
Switching processors is mostly paperwork and planning. Done in the right order, your customers will never notice.
SolutionIndependent Sales Agent Program
Bring merchants to MCCPS, earn residuals while they process, and lean on a team that handles underwriting, support and statements.
Nothing matches that yet.
Ready to pay less to accept cards?
Send two statements. Get a line-by-line savings analysis — free, no obligation, 24/7 support.